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Halifax offers further FTB help with cuts to rates
28 November 2025
Following the announcement on Wednesday that minimum income for enhanced LTIs through First Time Buyer Boost would be lowered to £40,000 (see attached), Halifax has launched new First Time Buyers mortgage products today, with rates on 3-year fixed rates mortgages cut by up to 20bps:
|
Halifax |
|||||
|
Term |
Fee |
Loan min-max |
LTV |
Change |
Rate |
|
(£) |
(%) |
(bps) |
(%) |
||
|
2 |
0 |
£25k- £750k |
0-90 |
-5 |
4.36% |
|
£25k- £570k |
90-95 |
-9 |
4.83% |
||
|
999 |
£25k*- £750k |
0-90 |
-5 |
4.16% |
|
|
£25k*- £570k |
90-95 |
-9 |
4.63% |
||
|
3 |
0 |
£25k- £750k |
0-90 |
-5 |
4.62% |
|
£25k- £570k |
90-95 |
-20 |
4.97% |
||
|
999 |
£25k*- £750k |
0-90 |
-5 |
4.45% |
|
|
£25k*- £570k |
90-95 |
-20 |
4.80% |
||
|
5 |
0 |
£25k- £750k |
0-90 |
-2 |
4.39% |
|
£25k- £570k |
90-95 |
-8 |
4.85% |
||
|
999 |
£25k*- £750k |
0-90 |
-2 |
4.28% |
|
|
£25k*- £570k |
90-95 |
-8 |
4.74% |
||
Click below to download the full press release
LBG _LTI changes 261125.pdf
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