Kent Reliance for Intermediaries officially withdraws from new lending on 17 December 2025

08 December 2025

Kent Reliance for Intermediaries (KRFI) will officially stop accepting new business from Wednesday 17 December 2025. This includes buy to let, residential and shared ownership products as well as further advances. Products will be removed on Tuesday 16 December, applications that have reached fees paid stage will continue to be processed until completion as normal.

Beyond this date, KRFI will continue to provide active support for brokers and existing customers with buy to let and residential product transfers and shared ownership staircasing. BDMs will also be available to provide any additional guidance and assistance.

This move is in line with OSB Group’s multi-brand strategy and follows the recent launch of Rely, its new dedicated buy to let lending brand for brokers and property investors. Using a new mortgage platform with data-led underwriting to enable faster decisions, Rely provides a smoother experience for both brokers and customers. Precise becomes the new residential and bridging specialist, with in-house teams on hand to offer their expertise as well as BDM support.

Adrian Moloney, Group Intermediary Director at OSB Group, commented:

“KRFI has a 13+ year track record in supporting brokers and their customers with specialist buy to let and residential finance and we’ve channelled those learnings to make it simpler for brokers to choose the right OSB Group lender for their customers’ requirements.”

“Moving forward, Precise will continue to focus on its strong residential offering which has seen a number of key enhancements this year, including 90% and 95% LTV products and up to 6× income multiples for eligible borrowers.

We’ll also be building on the success of Rely as our new buy to let powerhouse, where we’re already seeing AIP to Offer in 2 hours which is a significant game changer but there’s plenty more to come in 2026.”