Loans Warehouse welcomes Charles Street Finance to Bridging Panel

08 December 2025

Loans Warehouse has announced the addition of Charles Street Finance to its specialist bridging lender panel, strengthening its ability to support brokers with fast, flexible and commercially focused short-term funding solutions at a time of growing demand for bridging finance in the UK property market as we head into 2026.

Founded in 1983, Charles Street is one of the longest-established independent property lenders in the UK market. In recent years, the business has experienced significant growth, with its loan book doubling over the last three years, reflecting increasing demand for its pragmatic underwriting approach, strong funding position, and reliable delivery across residential, semi-commercial, and commercial transactions.

Built around speed, certainty, and intelligent credit decision-making, Charles Street brings a real-world approach to lending, combining experienced underwriters with a flexible mindset on property, borrower profile, and exit strategy. This makes the lender particularly well suited to today’s complex and time-sensitive bridging market.

The addition of Charles Street further enhances Loans Warehouse’s bridging proposition, ensuring brokers have access to a broader range of competitive, dependable, and solution-led funding partners.

Vikki Edwards, Head of Bridging & Development at Loans Warehouse, commented:

“We’re really pleased to welcome Charles Street to our bridging panel ahead of the new year. What stood out immediately was their combination of commercial common sense — from being able to use automated valuations on both residential and commercial assets, to speed of execution where they can release funds direct to clients within 4 hours, and genuine flexibility on structure, working with brokers to make a deal work.

Their revolving credit facility is an industry first and a real game-changer for brokers. They’re particularly strong on complex cases that need a real-world underwriting approach, and their appetite across residential and investment-led transactions makes them a powerful addition for our brokers. This partnership gives us even greater confidence that we can place the right deal, quickly and effectively, for a wide range of client needs.”

The partnership reflects Loans Warehouse’s continued commitment to expanding its specialist lending panel with lenders that combine strong funding capacity, responsive service levels, and consistent delivery for intermediaries.

Carl Graham, Charles Street, Corporate Relationship Director added

“We’re delighted to join Loans Warehouse’s lender panel. This partnership reflects our shared commitment to delivering exceptional service and tailored solutions for clients. We look forward to working closely with the Matt, Vikki & the wider team to create value and strengthen relationships across the market.”

Matt Tristram, Co-Founder of Loans Warehouse added:

“Looking ahead, we will continue to explore partnerships with lenders that bring innovative solutions to market, ensuring our brokers have access to the best funding options available,”.