Zephyr increases procuration fees for brokers and reduces rates

12 December 2025

BRISTOL, UK, 12 December 2025 — Zephyr Homeloans, the specialist buy-to-let mortgage lender, has increased its procuration fees for brokers, from 0.5% to 0.7% gross.

The company added that it has also reduced rates on all its five-year, fixed-rate mortgage products by 10 basis points.

As a result, the lender is now offering 4.24% on a five-year, fixed-rate, standard mortgage product up to 75% LTV, with a 7% fee.

It is also offering 2.39% on a two-year, fixed-rate, standard mortgage product up to 75% LTV, with a 7% fee.

Zephyr added that it is making available some ‘limited edition’ mortgage products with a 5% fee, starting from 3.04% on a two-year fixed rate and 4.5% on a five-year fixed rate.

Paul Fryers, Managing Director at Zephyr Homeloans, said the limited edition mortgage products aimed to provide additional savings for landlords.

He added: “We are constantly striving to find better ways to provide more affordable options for landlords as well as enhancing our proposition for brokers”.